My strategy is $100 a paycheck/every 2 weeks. With that being said I sometimes pull a little extra out of saving then pay it back slowly with the $100. FYI I give the wife $50 every 2 weeks to save for whatever she wants.
So lets hear your strategy. Are you a savings is the pot kind of guy, do you make so much that $100k stereo is like me buying a steak, do you save slowly but surely, or does the credit company own your stereo?
------------------------Two channel Magnepan 3.7's Zesto Leto 1.5 Zesto Andros 1.2 Zesto Eros Monoblocks VPI Avenger DIY Rack ------------------------ Headphone JH Audio JH16 JH Audio JH3A Audeze LCD-XC Audeze EL-8 open
If the money is in my account and I don't have other bills or expenses that need to be paid, I go for it. I have been slowing down lately though which is good as I have quite a bit of stuff. Notice I didn't say too much (almost did though). If I have extra pieces laying around that I gave a try, I do try and sell those before making other purchases.
Speakers: Monitor Audio RS8's, RSLCR, RSFX
Subs: Dual Epik Empires
Powered by: Dual XPA-5's & XMC-1
TV: Samsung 52" A750
Sources: Pio Elite BDP-05fd, Toshiba HD-A30, DirecTV HD, HTPC
Extras: Music Hall 25.2 DAC, JoLida JD9, Panamax 5100 (x2), Roku
Budgeting for Audio gear? I don't understand the concept.
Well if my wife finds it okay to buy AV gear I just buy it. So the limiting factor are not our savings but my wife......
HTPC: Vero 4K Blu-Ray: OPPO BDP-103EU Zone & region free Xbox One X for gaming & UHD discs EOS Cable TV box Denon Heos Link HS2 Surround pre-processor: Emotiva XMC-1 Power amplifiers: 5* Hypex NCore400 SMPS600 TV: LG OLED55C7 Speakers: 4* XTZ 99.38MKii + 1* XTZ 99.36MKii Remote: Harmony Elite
Post by Dark Ranger on Aug 26, 2013 16:20:04 GMT -5
I'm a giver, always have been. I take at least 10% of my income and give it to Emotiva.
Thanks to Emotiva partnering with Bill Me Later, I've been more liberal with my audio purchases. The "save and then buy" thing works great, but exercising a no payments/no interest for X months feels oh, so sweet. Once a purchase is paid off, rinse and repeat until satisfied.
Post by 1960broookwood on Aug 26, 2013 16:36:33 GMT -5
The wife and I are early 50's empty nesters. We have been debt free since 40 and held down good mid-level professional jobs for nearly 30 years. Budget is no problem at this point in life.
I gave up the expensive pursuit of perfection long ago.
My training enables me to repair many items for the cost of a couple of parts and a few cans of DeOxit. I still listen to gear I bought new in 1982--and my tube stuff is nearly as old as I am.
Everyone has hobbies--the local Craigslist is full of aging high quality stuff that needs a little repair here and there so except for processors I seldom have the need to buy anything new. My basement is full of treasures--the wife calls them something else.
Middle age is the point in life that you can finally afford the things that a young man could truly enjoy
As well as my main job I have a small side business (very small) that makes just enough to pay for my hobbies. I made the mistake a few years back in trying to turn my side business into the main source of income, won't do that again. I've learnt to keep the side business with just enough turnover so it doesn't interfere with the main income earner but large enough to pay for the fun things. Coming into spring which usually means a small pick up in sales, so the pair of XPA-1L's is looking closer.
(Lounge) Samsung UHD HDR 55" LCD, Foxtel IQ3 (cable), Emotiva ERC-3, Emotiva XMC-1, Emotiva XSP-1, 2 x Emotiva XPA-1L's, Emotiva XPA-5, Ascension Summoner 863's & 843's + 263 Centre, SoundStream 17" sub, Emotiva XPA-100 sub amp, Denon DD TT, Sony BD X800 4K, Apple TV4K (Family) Sony HD LCD, Foxtel IQ2 (cable), Apple TV4, Panasonic BD60 (Home Office) MacMini, 2TB EHDD, Emotive Big Ego & Airmotive 4's (Veranda) Zone 2, XPA-5 x 2 Channels & KEF Chorus
Once the necessities are taken care of, the remainder's all play. As my wise aunt Archie-Mae once told me "Don't save your money for when you get old. When you're old, you don't want anything that money can buy. Enjoy your money while you're young!" Of course, she didn't impart that wisdom to me until I was already old myself, so I'm trying to make up for lost time! LOL